The Process

Three Simple Steps to
Smarter Savings.

MBAMBA takes the complexity out of saving. Whether you're saving alone or with a group, the process is the same — elegant, automatic, and built around your life.

01Create a Pot 02Save Automatically 03Get Paid Out
01
Step One

Create Your
Savings Pot.

Think of a "pot" as a digital envelope for your money. Each pot has a purpose, a goal, and rules you set.

🎯
Personal Savings Pot

Name your pot (e.g. "New Phone", "School Fees"), set your target amount, and choose a lock date.

👥
Group Njangi Pot

Add members by phone number, set contribution amount and frequency (weekly/monthly), and choose payout order.

Create a savings pot screen in MBAMBA app
02
Step Two

Set It and
Forget It.

Connect your MTN or Orange Money account. MBAMBA automatically deducts your contribution on schedule. No reminders. No chasing. No stress.

Every member sees transactions in real-time. The transparency dashboard shows exactly who has paid and who hasn't.

MTN Mobile Money
Orange Money
Transparency dashboard showing member payment status
03
Step Three

The Cycle Continues
Automatically.

When it's time for payout, MBAMBA handles everything with no manual intervention required.

  • ✓ Full pot transferred to the designated member
  • ✓ Next cycle contributions deducted automatically
  • ✓ Everyone stays on track without lifting a finger
  • ✓ Personal pots unlock when you reach your goal date
Payout cycle screen in MBAMBA
Safety Valve

Life Happens. We Get It.

Sometimes emergencies occur before your lock date arrives. With MBAMBA, you can unlock your personal savings pot anytime — there's just a small fee to discourage impulse spending while still protecting you when it truly matters.

For group pots, your group can vote to release your savings early in a genuine crisis.

See All Features

Ready to Start
Saving Smarter?

Download MBAMBA Save now and create your first pot in under 2 minutes.

Get it on Google Play Download on the App Store